Our Loans & Finance Options

At Laid Back Loans, we make finance simple, stress-free, and tailored to your lifestyle.

With access to 30+ trusted lenders and a team that listens, we’ll help you find the right loan at the right rate — whether it’s for a car, business, or just making life a little easier.

Questions?

We've got answers!

Car Finance

Buying, upgrading, or refinancing — we’ve got options to suit every driver.

New Car Loans
Get the keys to your dream car with flexible terms and competitive rates.
Used Car Loans
Dealer or private sale, we’ll help you buy with confidence.
Car Refinance
Want a better deal on your existing loan? We’ll compare lenders and help lower your repayments.
Motorcycle Finance
Ride off sooner with fast approvals and low-rate bike finance.

Business & Commercial Finance

From start-ups to established operators, we’re here to back Aussie businesses.

Business Loans
Working capital to support your next move.
Business Equipment Finance
From office essentials to specialised tools, we’ll keep your business running.
Commercial Finance
Tailored solutions for bigger investments.
Farm Equipment Finance
Helping farmers invest in machinery that drives productivity.
Trucks, Buses & Transport Finance
Keep your fleet moving with tailored finance options.
Plant & Machinery Finance
From excavators to earthmoving equipment, we’ll secure the funds to keep your projects on track.

Leisure & Lifestyle Finance

Because finance shouldn’t just be about needs — it should fuel your dreams too.

Caravan Loans
Get pre-approval and shop with confidence for your next adventure.
Motorhome Loans
Hit the road and explore Australia your way.
Jet Ski Finance
Fun on the water made simple and affordable.
Yacht & Houseboat Finance
Big dreams on the water? We’ve got you covered.

Personal Finance

Life happens — and we’re here to make it easier.

Personal Loans
Flexible finance for the things that matter most.
Travel Loans
See the world now, pay it off in a way that suits you.
Debt Consolidation
Roll multiple debts into one easy repayment, lower stress, and take back control.

Why Choose Laid Back Loans?

When it comes to finance, you deserve more than just a loan — you deserve the right loan. Here’s why Australians choose us:

More Choice
Access to 30+ lenders means better options and higher chances of approval.
Flexible Solutions
Loan terms tailored to your budget, lifestyle, and goals.
Fast Approvals
In many cases, we can secure approval within hours.
Support That Understands
Specialist help for first-time borrowers and those rebuilding credit.
Straight-Talking Service
Friendly brokers who keep it simple, clear, and stress-free.
Protecting Your Credit Score
We match you with the right lender the first time, helping you avoid unnecessary rejections and keep your credit rating strong.

At Laid Back Loans, we believe finance should be simple, stress-free, and designed to help you move forward — never hold you back.

Get Started

Our Loans & Finance Options

Questions?

Car Finance

Buying, upgrading, or refinancing — we’ve got options to suit every driver.

New Car Loans

Used Car Loans

Car Refinance

Motorcycle Finance

Business & Commercial Finance

From start-ups to established operators, we’re here to back Aussie businesses.

Business Loans

Business Equipment Finance

Commercial Finance

Farm Equipment Finance

Trucks, Buses & Transport Finance

Plant & Machinery Finance

Leisure & Lifestyle Finance

Because finance shouldn’t just be about needs — it should fuel your dreams too.

Caravan Loans

Motorhome Loans

Jet Ski Finance

Yacht & Houseboat Finance

Personal Finance

Life happens — and we’re here to make it easier.

Personal Loans

Travel Loans

Debt Consolidation

Why Choose Laid Back Loans?

More Choice

Flexible Solutions

Fast Approvals

Support That Understands

Straight-Talking Service

Protecting Your Credit Score